I found this in one of the un-published drafts ... Life expectancy at birth : male 69 / female 74 Healthy life expectancy at birth (2003): male 62 / female 65 Probability of dying under five (per 1 000 live births): 12 = 1.2% Probability of dying between 15 and 60 years m/f (per 1 000 population): male 197 = 19.7% / female 109 = 10.9% Basically a male Malaysian can expect to live healthily until age 62 and then drag 7 years before dying at age 69. Likewise women may drag 9 un-healthy years in average before passing away. Some people may have planned for their departure. But almost all people forget their lives WILL NOT just END like that . Instead, it will most probably be a .... ... ... kind of ending. You will most probably be causing troubles to yourself, your family or at least to the society! Other than the finance preparation, what else have you done to prepare for your golden years ? Also don't forget that there are 95% chances that Malaysian will most probably die of...