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I love reading personal finance topics on line and there are so many GREAT sites out there . . . if you were like me, have you ever wondered who the person is behind the site ? So I started trying to know more a bit out the person behind the web site - I asked for their permission for me to conduct an email interview with them. First I sent out an interview request like this .  Not everyone replied of course, but I manage to get a few reply from the sites I love most .... ( click on the paragraph title to view original interview scripts ) Champdog He is most probably one of the person whom I know the longest in real life.  A young guy who shared his true belief and through out his blog sharing, you can see he is making an excellent progress toward finance independence if not already is.  Although I know him the longest among all other bloggers or web site owners, until today I don't remember his web site URL.  I just google search "...

FatherSez  is one of the pioneers in Malaysia Personal Finance blogsphere.  He started his first blog post on 8 September 2007, one year earlier than this blog.  He has always been one of the great minds I wanted to meet in person one day.  But little did I know back then, opportunity fade away sooner than I thought.  FatherSez passed away on 4 August 2009. Although we never met and now lost the chance to ever meet again, we never feel far apart.  During earlier years even after 100 posts, I was still a skeptic about blogging.  It was actually FatherSez who found my sharing useful and kept me going. Even years after his departure, I never forget every single word we transact online; through our virtual identities.  But he was busy with his venture and I was busy with my entrepreneurship back then as well.  We never met in person although both of us wanted to.  Well, at least I wanted to ( Fathersez received too many requests to...

Questions Tell us a bit about your childhood and how it affects your today's practice on personal finance ? There was once I was slapped real hard until my whole body fly toward the wall, so till now one of my ears is half deaf.  I learned that not everything can be undone.  We have to be careful not to let our emotion/feeling drive us over the edge.  Which turns out to be a very valuable blue print in my stock investment. Since teenage I was influenced to save in mutual fund.  That has helped me survive through my varies business cycles 20+ years later.  DCA does work especially when we just get started. During the first year of my high school, a classmate helped save a fire.  Then a broken electric cable fell upon his body and he died.  I learned that sometimes life is bigger than ourselves.  So I knew since young personal finance is never about the money, its about what we want in life. His father was an illegal immigrant but...

1.     Tell us a bit about your childhood and how it affects your today's practice on personal finance ? I lead a moderate lifestyle during my childhood. My family is quite frugal and we don’t splurge on branded goods.(nowadays a lot of young people fell into this consumerism trap) Come to think of it, I guess I am fortunate that I did not suffer from any peer pressure during my school days as most of my classmates are quite moderate also even though some of them come from very wealthy families. Until now I don’t really get all the hype of wearing or using highly expensive branded goods just to feel “confident”. Confidence comes from within. On personal finance perspective, I managed to save quite a high percentage of my salary over my working years. But one thing that my parents never thought me about is the importance of investing to make your money work for you. They are quite conservative investors. Nevertheless, they stressed the importance of education and hard-work...

Hi, My name is Michael Tsen. I am a fanatic on personal finance topics. I have been learning and reading personal finance stories since young. In recent years I feel very excited that quite a handful of Personal Finance blog writers are promoting rather interesting and unique point of view that I feel more people should know about. So I thought of an idea to interview the person behind the site. As I like your site a lot, I hope you are kind enough to accept my request to conduct an interview with you. The interview questions will be slightly uncommon than those 'hello how are you' type of questions. At some instance, some questions may make some people feel uneasy but all questions are strictly professional to bring out the objective - ' to know the person behind the blog '. No personal identification will be sourced other than the blog URL we are interviewing you about. You m...

Tell us a bit about your childhood and how it affects your today's practice on personal finance ? I would say the my personal finance practice is mostly influence by after reading these 2 book i,e Rich Dad Poor Dad by Robert Kiyosaki and Sharon Lechter and Millionaires are from a different Planet by Azizi Ali. It’s a must read book for those who want to take control of their financial life. Ever since, I continue my education via attend investment seminars Answer this question without checking or asking for references : If you can remember, what is your Zodiac and Astrology signs ? Pisces & Ox What are the things you like to do during your free time, ie. your hobbies ? And what do you most dislike about ? Reading & hiking What is your favorite colors and numbers ? Any most dislikes ? I don’t any much preference on this What is your favorite food ? What do you hate most ? I do love Spicy foods If you can meet a person dead or alive, who would that be ? What would you ask h...

Tell us a bit about your childhood and how it affects your today's practice on personal finance? My family wasn’t quite poor, but money was tight growing up.  Through those struggles I’ve learned to save and manage money well.  I’ve learned that while money may not necessarily bring happiness, it is important to be able to afford the basics and opportunities for children to help enrich their lives. Answer this question without checking or asking for references : If you can remember, what is your Zodiac and Astrology signs ? I’m not really into that stuff, but I think I’m a Libra. What are the things you like to do during your free time, ie. your hobbies ? And what do you most dislike about? I enjoy programming, writing, weight lifting, running and hanging out with my wife. What is your favorite food ? What do you hate most ? My favorite food is pizza…definitely pizza. What is the last thing you do before go to sleep ? Kiss my wife. What is the first thing y...

 Tell us a bit about your childhood and how it affects your today's practice on personal finance ? Nothing special and I don't remember most of my childhood time, like lost of memory. Answer this question without checking or asking for references : If you can remember, what is your Zodiac and Astrology signs ? No need to check with anything or anyone. Born in year of Dragon and my star is Sagittarius. What are the things you like to do during your free time, ie. your hobbies ? And what do you most dislike about ? Computer related, now extended to smart phones and iPad or surf the web for information regarding latest technology and investment in share. I don't have anything specifically "dislike" but if any... would be "in a pub full of second hand smoke" and disturbing noise. I also don't like to waste money. What is your favorite colors and numbers ? Any most dislikes ?  Blue. I have no f...

 Tell us a bit about your childhood and how it affects your today's practice on personal finance ? My parents are frugal. So I think I learnt a lot about saving money from them. Since money is scarce during that time, I learn to make money since primary school. The first time I made money is through selling rubber tree seed to some seniors. That time, I was only standard 3 and some standard 4-5 seniors bought some special rubber tree seed that I found near my place. The seed has really hard and solid shell which is advantageous at some games we used to play. The seeds cost them RM0.20 a piece. The smaller ones cost even more. I also start teaching piano at the age of 16 and this part time job pays through my exam fees and also university degree program.      Answer this question without checking or asking for references : If you can remember, what is your Zodiac and Astrology signs ? Don't know  What are the thing...

Tell us a bit about your childhood and how it affects your today's practice on personal finance ? CP : Will write this in length in my blog next weekend and copy that to send it to you. Answer this question without checking or asking for references: If you can remember, what is your Zodiac and Astrology signs ? CP : Gemini. Goat. What are the things you like to do during your free time, ie. your hobbies ? And what do you most dislike about ? CP : Like : Listening to songs/music. Playing with my kids(I have 2). Dislike : Gossiping? Day-dreaming? Haha What is your favorite colors and numbers ? Any most dislikes ? CP : Like : Yellow and light blue. Dislike : None What is your favorite food ? What do you hate most ? CP : Carrot cake(Chinese) Dislike : Anything related to vege. If you can meet a person dead or alive, who would that be ? What would you ask him ? CP : Gandhi. How confident he was using non-violence ways against oppression? What is the best and worst feeling you have ever ...

Tell us a bit about your childhood and how it affects your today's practice on personal finance ? [ChampDog]: I learned 2 things about money from my parents. The first is my dad rewarded me with RM2 every time I helped him to wash his car where else my mum didn’t give me a single cent when I helped her to wash plates. Thus, I was very motivated to help my dad instead of my mum. From there, I learned that money can motivate people. Second thing is my mum created a log book for me and force me to track every single of my expenses. Unfortunately, I failed to track that that after 3 months. From there, I know micro-manage my expenses just doesn’t work for me. Answer this question without checking or asking for references : If you can remember, what is your Zodiac and Astrology signs ? [ChampDog]: Snake and Libra. What are the things you like to do during your free time, ie. your hobbies ? And what do you most dislike about ? [ChampDog]: Blogging and Travelling. I most disl...