TOP Fix Deposit up to 12 months is Affin = 3.6% . Most others are offering 3.1% to 3.2% so you should change your FD bank if they are still giving you 3% or below ... Monthly renewal FD is 3.05% from Affin, Bangkok Bank, Bank of Nova Scotia. Alliance offers the lowest car loan rate at 2.65% but it may goes up to 4.8% as well so it really depends on your negotiation skill. BLR hasn't changed much since Nov 2011, JP Morgan 6.2% , Royal Bank of Scotland and Bank of Tokyo offers 6.25%. Most of the others are 6.5% to 6.6%. CIMB's AirAsia saver account offers 1.6% saving account interest while Maybank's Flexi Safer Plan offers 1.5%. Most of the others are offering 0.X% HAPPY LABOUR DAY !! FREE INFO on Malaysia Best Rates