“Four months ago, I had X amount of cash reserves in my emergency fund. Fast forward to today, and a portion of that amount's value is now gone, thanks to the continued fall of the Ringgit.” Does that sound familiar to you? The fact is, this story is more common than you think and now, the analysts are predicting that we'll see RM 100 = US$ 25 before the year ends. See for yourself . The ringgit's depreciation has taken its toll on a lot of things, from the government budget and right down to our everyday purchasing power. In theory, the government is doing what it can to solve this problem, which is of course due to unforeseen external factors (falling global oil prices, China’s currency devaluation and more). But for every problem, there is an opportunity. The ringgit may have lost its value, but here are some key factors that present themselves as "opportunities" for the future. Tourism If you are from nearby Thailand or Singapore, the weak ringgit is an opport