Masakan Tradisional Indonesia

You may think the $1 spent is the same $1 earned . Its really NOT ! One of the fundamental flaws human cannot control their own spending habits is because they DO NOT UNDERSTAND the value of money at the first place. The $1 spent could be equivalent to as much as $7-$10 earning !! For example if you earn $4,000 a month and you manage to save $400 every month. By year end you would have saved aside $4,800. This money is intended to be put aside earning interest as part of the MeM (Money earns Money) mechanism. So its not just $4,800. It will be more than that as time goes. The longer it is kept there the more powerful compounding factor is working for you. Says you take out $1,000 from this saving at year end for an unplanned luxury expense. Its not just $1,000 you have used. You have actually dug a hole in your saving - a 21% hole. If you saving return is 3%, it will take more than 7 years for this hole to be refilled back to its original amount. So you have practically us

There are 2 BIG main external factors affecting our investment decisions Economy Politic When the time is really bad (economy downturn and politically unstable), its best to park your money under something that is really stable, ie Gold . Which is by definition usable anywhere you go in anytime. When its good time, invest direct to the stock market would yield very good return. When the economy is not so good in a strong country, the government bonds or related money market would be able to yield higher return than just gold. However, the most dispute solution in good economy unstable country is investment in property . This is mainly due to easier rental and higher chance of capital gain. By simply moving money around depends on the political and economy situation, one was able to achieve more than 12% compound return for the past 20 years. That is equivalent to a 10X return. But by no mean this is easily done. Some of the concerns include; how would one know exactly when econo