Masakan Tradisional Indonesia

By now, the word "Passive Income" is so Overrated !! Some even are promoting it as Get Rich Scheme where you don't need to do anything and yet you are able to earn income for FREE !! from some findings on the meaning of  PASSIVE : it says ~ not   participating   readily   or   actively;   inactive: not   involving   visible   reaction   or   active   participation:   Contrary to above, no matter what kind of income you are getting, you would definitely require some form of active participation to make it happen or at least to get it started in the beginning;  and contrary to the meaning of passive, whatever smart income you have generated would have anticipated very clear and precise vision on the reaction or expected results even from the very beginning. Hence, the intention of writing a book titled above is born! The book will preach about Smart Income instead. It will list out some of the popular passive incom...

Market is down, many people are sad but how about you ? Have some extra money at hand ? Looking for opportunity to invest ? Even you don't have cash but do you know you can invest into mutual fund with your EPF ?   Fundsupermart says its time to go in because the price is below the value now - buy low now !  ... read here for their October FREE seminars , 1 Oct in KL and 8 Oct in Penang.  Prepare your EPF statements ( print for FREE from EPF office or login online ) ... They are going to whack your EPF hard that day :) You can also use your EPF $ to invest into stocks market but you may want to check out this article first .

Budget 2010 has been around for a while now, but I wonder why many have not made a big deal about this yet. If you are a Self Employed in Malaysia, you can open an EPF account yourself and save MYR 100 into it every month. In return, Government will add MYR 5 into your saving too. This is expected to start next year and 5% top up will continue for the next 5 years. Although $60 a year is a small money but are you sure you want to pass on any FREE money ? Assuming EPF declare a dividend of 4%, you will get more than MYR 10,670 5 years down the road out of the MYR 6,000 you have been saving. MYR 100 x 12 months x 5 years. If you save the same MYR 100 monthly else where, it will need 22.01% interest rate to obtain the same return 5 years down the road. 22% passive return is not something available readily anywhere in the market. The only con side of this offer is its limit of MYR 300 contribution from the govertment in the next 5 years. Which is pathetically little. Then again, it a...