Masakan Tradisional Indonesia

21st century Personal Finance by Dave Ramsey

Car Price dropping soon, what is your pick ? http://www.nst.com.my/business/todayspaper/car-prices-to-fall-further-1.598114

There is a great video I have seen in LCF  where he talks about Insurance Investment Retirement Tax Estate Planning Although I may not agree to all points but it is actually quite good and all points presented professionally. Some of my pondering points 5-6% investment cost is NOT LOW Actually whether an investment cost is low or not is always relative.  For example, if you are paying 20-30% to others to manage your portfolio then it is lower to find one that is 5-6%.  Likewise, paying 1-2% fee when you manage your own investment is common.   So it is really a matter of your money vs your time.  If you pay more fee, you would expect better services just like any other things in life. Thousands of saving on tax can be compounded to millions While its true you could save on tax but usually its not in a huge magnitude.  To save thousands in tax, you probably have a certain amount of much bigger income to start with.   Its more toward FREE money vs ignora...

The following shows a list of a few currency compare to Malaysia Ringgit.  Basically the higher the graph the better it is for the Malaysian - "I can get more of their money with my money." In short ...  For those who earn Malaysia Ringgit, its good to go spend in USA and Indonesia .  On the other hand, those who are working in China and Singapore are laughing when spending their money back in Malaysia. USA Australia China Indonesia Philippine Singapore Thailand You can investigate more yourself by visiting to xe.com

Not entirely TRUE in all aspects but nevertheless a great quote  The Amount of Money in your bank at the time you Died . . .  is the EXTRA work you did that wasn't Necessary

Have you ever been approached by investment opportunity on a piece of land oversea ? It usually goes like this ... Land is limited, population is growing.  So investing on land is a low risk high return opportunity;  Especially on an island . . . but why oversea and how its a better investment ? more structure and well organized land & property legislation  With better laws in foreign country, one can be more assured in his land investment is being protected in terms of benefits and interest safe guards compare to your own country which may otherwise affected by cronism or corruption. steady and growing population - usually a developed nation Here the demand is being taken care of.  If the people in your country is leaving the country, then there may not be any more demand to your land in future. tax free or exemption Normally a country would love some money coming in from oversea, hence they may offer attractive tax incentive.  So investing on land ove...