Masakan Tradisional Indonesia

a Guaranteed 20% return investment was introduced earlier and it is indeed legitimate.  But do you know it is like an offer " Give me $10 now, I will give you back $9 ".  And of course it is Guaranteed ! Gold Price is about $17,000 at the time that offer was made.  You could easily buy a 100g gold bullion at $18,000 at market rate. A recap of the offer as below Summary Maximum Capital : $ 23,500 Total Return : $4,590 Rough Return : ~20% As you can see, you are actually paying an extra of $5,500 at the beginning without realizing it.  ( If you know the gold price, you would probably NOT buying it, would you ? ) 23,500 - 18,000 = 5,500 Then through out the period, they will pay you back $4,590 and yet they can keep an extra profit of about $1,000 5,500 - 4,590 = 910 Of course it is Guaranteed !  Because you already pay them the money they will pay you back.  All they need to do is to keep the extra money in a FD and they can easily honour the 'contract'...

Have you ever heard of an investment with Guaranteed Return 20% ?  Well, this particular one is from The Gold Guaranteed . . . what do you think the catch is ? You Buy Bullion Gold from TGG ( The Gold Guaranteed ) You keep the gold You sign a 3-months-contract with TGG TGG pays you 1.7% every month At the end of 3 months, you can choose to  renew the contract for another 3 months or sell the gold back to TGG how much you have paid for ( ie. your Capital )  To renew the contract, you have to pay the additional cost if the gold price has gone up Like wise if the gold price has gone down, you get paid extra and also gets to renew the contract For example, at end of August . . . You pay $22,500 for a 100g bullion and signed the 2 pages contract You get paid $382.50 monthly for the next 3 months ( 22,500 x 1.7% ) 3 months later, 100g gold price goes up to $23,500. You paid an extra $1,000 and renew the contract You get paid $399.50 monthly for the next 3 months ( 23,500 x 1.7...

MPlus Online and ECMmoney  offers the lowest brokerage fee @ 0.08% for cash upfront account.  MPlus offers even lower rate @ 0.05% if you have more than 30k balance. Follows by  Hong Leong , Jupiter Online , OSK 88   who offers 0.1% source I have been using Jupiter but I am paying 0.45%.  I forgot why I pay so much, perhaps its because I am an Elite member who obtain extra trading info !?  My effective fee cost is actually 0.6% and below. I tried to switch to CIMB but not successful due to their systems are not easy to use.  I stay with Jupiter mainly because I can trade from my android phone. Have you used any of above brokers ?  Are they good ?

Below table shows how corrupted a country is perceived to be.   The smaller the number is the more corrupted the country is.  For example, North Korea, Russia, Nigeria, Pakistan and Philippines are perceived to be corrupted while New Zealand, Singapore, Australia, Hong Kong, Japan are perceived to be "clean". Malaysia is somewhere in the middle comparable to Soudi Arabia, South Africa and Italy. source : wiki

Read this from Alan Tan's facebook, seems very meaningful to me.  So sharing here with you all ... By Alan Tan One day, an old man and his assistant arrived at a farming village. The old man gathered all the villagers and told them that he is in the business of buying and selling monkeys and that the reason why he has come to their village is becoz there is a forest next to that village which is infested with lots of monkeys. He told the villagers he would pay $10 for every monkey they bring him. So some of the villagers started to stop work on their farms to go into the forest to catch monkeys. They brought their monkeys to the old man and true enough, he paid them $10 for every monkey. Words spread and not long after, more and more of the villagers stopped working on their farms to go into the forest to catch monkeys. And they were all paid $10 for every monkey they delivered to the old man. Becoz more villagers were now monkey hunters, it became more and more difficult to catch ...

Tenaga Malaysia WILL charge you more if you have in-efficient electrical appliances, old wiring etc. at your home.

Try give these stocks an eye ... MRCB : worth buying below 1.80, potential peak 1.90, can observe for another 3 trading days before making decision. UEMLAND : worth buying below 2.00, potential peak 2.08, observe another 5 trading days before decide. YTL :  -- do your own research -- MAS :   -- do your own research -- DIALOG, MAXIS : some recommended this but not me.