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Half of year 2011 has already passed. Have you ever thought of your next tax filing yet ? If you only take a look by next year, then it may be too late for you to optimize anything anymore. Try below widget and see how much the impact may be for you ! Just enter your total annual income and see how much tax you can save simply by planning early !! This is a FREE widget provided at http://howMuchTaxCanIsave.co.cc/

Fix Deposit Affin Bank still offers the highest 3.6% for 12 months. 3.1% to 3.35% is common with all other banks. 1 month FD is mostly at 3% to 3.05%. Most of the foreign banks continue to offer lower FD rates. Base Lending Rate Most banks offers 6.6% now except JP Morgan Chase offers the lowest at 6.2%. Saving Accounts The Bank of Nova Scotia offers 2.05% while Bangkok Bank and Bank of Tokyo offers 2% CIMB Air Asia Saver Account offers 1.6% Don't forget you can get a simple widget like above to show on your blog / web site. Just visit here to see how. Car Loan Maybank continues to offer the lowest car loan rate starting from 2.7%. However, this is NOT a standard rate apply to all applicants. The actual rate can range up to 4.3%. Alliance bank on the other hand offers 2.8% to 3% which may be a better deal in general sense. Bank Muamalat offers 2.85% for both New and Used cars but it requires an admin charges of RM600. CIMB offers 3.25% for used cars. Don't forget Car Loa

Income Tax, to plan or not to plan. Or more precisely, plan now before year end or only worry about it when you file tax next year ... How much is the difference actually ? Says my annual income in 2011 will be $40,000. If I plan well now ie. buy a $1,600 life insurance pay $5,000 for my parent medication buy $1,00 reading materials ... I would most probably end up paying $12 tax. That means I can most probably claim back quite a sum of money depends on how much my monthly tax deduction is. On the other hand, if I do none of the above to optimize my tax, I will most probably be paying $937 for my tax. That is a difference of $925 !! Will you be interested to earn or save $925 just by reading article like this to get yourself well aware of how you should spend some of your money which is beneficial to you and your family anyway ? If you annual income is $60,000 the tax difference btw plan vs not is $1,991 If you annual income is $80,000 the tax difference btw plan vs not is $3,60

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